Financial Advisor in Altrincham Specialising in Family Protection

Financial Planning

No matter where you are on your personal financial journey, we will walk beside you towards achieving your goals, so you can live your best life.

Starting a family and bringing a new life into this world can be daunting at the best of times. But it’s not just the material things that need your attention.

As the responsibilities of parenthood increase so to do the financial responsibilities. Having a plan to forecast requirements for cash is more important than ever, so how can we help?

Pension Advice and Retirement Planning – It may seem that retirement is years away however when it comes to your Pensions “it’s never too soon but often too late” to take control. Setting a goal for retirement is a great starting point and the earlier you start the easier it is however most people have old pensions both privately and from previous employers, we can help in the tracing of old schemes and offer a no obligation review to see if your pension savings can be working harder for you.

Investment and ISA, Advice & Management – A return of 8% per annum with compound interest means your money doubles every 10 years. There are billions of savings sitting in cash which means they are actually losing value as they aren’t keeping track with inflation. 8% per annum may seem like a large ask however it’s surprisingly achievable when investing for the long term. We do not lock peoples investments in so all products remain liquid at all times with no exit penalties should you need access to your money.

Protection – A plan is a great thing to have however none of us can avoid unforeseen circumstances such as accidents, sickness or redundancy. Provided it’s affordable then Insurance should be the first consideration for anybody looking to work towards financial independence.

Wills & Estate Planning – Many people do not realise that Wills and Estate Planning fall inside a Financial Advisers remit. Asset protection and tax avoidance is key in ensuring should the worst happen your loved ones are not left with unnecessary bills. Lasting powers or Attorney are also something everybody should consider if they want to have a say in who makes the decisions on their health care and finances in the event they should become incapacitated.

Financial Advice

OUR PHILOSOPHY IS SIMPLE.

We believe that everyone should have access to the clear, straight forward financial advice they need to achieve their goals and plan for the future.

Step 1 – Free No Obligation Review – We take the time by phone, video or face to face to assess your circumstances

Step 2 – Free Advice – Having reviewed your circumstances (often this involves us writing to your existing providers) we provide you with a bespoke proposal outlining all the areas where we feel you could benefit in line with your affordability and budget. We also clearly outline how we are paid if you should choose to proceed through us be it via commissions (insurance) or from fees we would charge.

Step 3 – Implementation and Ongoing Management – Only in the event you choose to proceed with us we will handle the set up and implementation of whatever strategy we have put in place. You will also benefit from our ongoing services with regular reviews on an at least an annual basis to ensure some accountability for us and for you and also to make sure that what you have is in place is still suitable for you as things evolve.

FCA Regulated

We’re a FCA regulated financial adviser practice, with over 100 years experience between our team offering whole of the market access. What this means is that we are able to offer objective advice that’s most aligned with our clients’ goals, rather than having to pick the best fitfrom a limited range of financial products.We work alongside our clients to identify priorities and set clear objectives, so they can make informed choices that help them protect and grow their wealth. To do this, we take a holistic approach. Rather than focusing on a single area, our advisers look at the whole picture. From Insurance & protection, to pensions, ISAs, investments, Wills, tax and trust planning; we leave no stone unturned when it comes to helping our clients achieve their goals. Always explained in a way that is easy to understand. Without the jargon.No one can foresee the unforeseeable. That’s why it’s important to make sure that if you do hit a bump in the road, your family and your hard work is protected.

Make Sure You’re Covered If Things Don’t Go As Planned

Our Family Protection Specialists will firstly understand your current situation. There are a range of factors that should be taken into consideration when determining the policy that is right for you. We can help you understand the factors that influence the cost and cover available to you.

Life Insurance

In the event that the unthinkable happens, Life Insurance provides a tax-free lump sum to make sure the people closest to you are taken care of.

Critical Illness

Critical Illness Insurance provides a tax-free lump sum on diagnosis of a specified medical condition.

Income Protection

Income Protection Insurance provides a monthly income in the event that you are unable to work due to redundancy, sickness or injury.

We will work with you to find the right cover for your situation so your family are protected, no matter what happens.

Contact Stuart Porter and the team at Periscope Wealth for expert advice. We are here to help and put your mind at ease.

Get in touch today for your free initial consultation.

Tel. 0161 416 6572.

Email: [email protected]

If you’ve worked hard and built your business, have you thought about what happens when you are no longer around?

Business Insurance

Whether your business is owner-managed or family run, it’s vital to protect and maximise its value so you can preserve your hard work for future generations. We will work with you to get an understanding of how your business operates, who the key people are, as well as your vision for its future. From there, we’ll help you create a strategy that meets the needs of the people and objectives of the business and determine the best course of action when it comes to shareholders and partners.

We provide holistic and straightforward advice to make sure your business is protected.

Periscope Wealth Ltd is an appointed representative of Sterling Wealth Ltd which is authorised and regulated by Financial Conduct

Authority FCA Number 653104.  Registered in England, Registered No. 09020864, Registered Address 774-780 Wilmslow Road, Didsbury, Manchester, M20 2DR.

You can visit the website here

Authorised and Regulated by the financial conduct authority

Periscope Wealth Ltd is an appointed representative of Sterling Wealth Ltd which is authorised and regulated by Financial Conduct Authority FCA Number 653104. Registered in England, Registered No. 09020864, Registered Address Suite 208, Ocean Business Centre, 10 Ocean Street, Altrincham, WA14 5QL

Testimonials from the website

I’m no expert in pensions and investments so the advice and guidance offered to me by Periscope wealth was much appreciated. They made everything seem so easy to understand and answered all my questions. Highly recommended. H. Walker United Kingdom

Excellent service from Periscope Wealth. From the initial meeting to transferring my pension over the whole experience was efficient, smooth with absolutely no problems. Stuart answered any questions I had with confidence and explained any questions I had in great detail but in a way that is easily understood. Jason Roberts United Kingdom

No pushing sales talk took in everything I was saying top marks to a great company. Steve Whitaker United Kingdom

I found Periscope very professional, polite and friendly, they also explained everything in a way I could understand. Martin Abramson United Kingdom

At MyBump2baby it is important to us that our audience of growing families have access to financial advisers, we are passionate about raising awareness on the importance of financial advice. Periscope Wealth our our chosen financial planners in the Altrincham area. If you are ready to sit down and plan your financial future please contact Periscope Wealth Ltd and arrange your appointment.

Stuart Porter

• Insurance & protection
• Pensions & retirement
• Mortgages
• Financial planning
• Investments
• Savings
• Tax & trust planning
• Business
• Long Term Care

Diploma in Regulated Financial Planning.

Stuart Porter

For anybody who has disposable income or cash savings and investments.

Benefit from a full review of your circumstances and a tailored plan for how to go about achieving your financial goals.

Stuart Porter