Financial Advisor in Bishops Stortford Specialising in Family Protection

I’m Lorraine, Protection and Mortgage Adviser for Zing Mortgages. I will be covering the Bishops Stortford area.  Zing Mortgages are focused on customer service, we have a five star customer feedback status with Feefo independent reviews.

I am passionate about helping people achieve their dreams whether it be buying their first home,forever home or building a property portfolio. I also offer advice on all your protection needs. I’m a huge believer in insuring yourself as you would your home and car etc. Life likes to throw unexpected and sometimes unwanted surprises at us. Let me help you make sure you, your family and your business are covered to cope with this.

Having a baby changes your world, but also has a major impact on your finances. Your child will be financially dependent on you and on your partner, if you have one, for a long time, and it’s essential for you to maintain a reasonable standard of living while your new son or daughter grows up. This includes the possibility that you might not be there to provide for your family because of illness or death.

Life insurance

Life assurance is not something everybody needs to take out, but if you have dependents then it could be vital. The financial help your loved ones can expect from the government in the event of your untimely death is minimal, and could leave them in very difficult circumstances, even facing the possibility of homelessness. But with life assurance, you have the guarantee that they’ll at least be able to stay in your home with the mortgage paid in full.

Family income benefit

A family income policy distributes the death benefit to your beneficiaries in monthly instalments for a set period after you die, rather than in one lump sum. After your death, your beneficiaries receive from the provider a tax-free lump sum of money to them.

Critical illness Cover

Critical illness cover has some similarities to life assurance, the big difference being that it becomes payable if you are unlucky enough to be diagnosed with one of the illnesses mentioned on your insurance policy. This is usually given as a one-off, tax- free lump sum designed to pay off your mortgage and cover any other expenses you may incur. Like life assurance, it’s a must-have if your family depends on your income to keep a roof over their heads and maintain a reasonable standard of living.

Income protection

Income protection insures one of your most important assets, your income. This type of insurance is designed to pay you a benefit if you are unable to work for a period of time because of illness or injury.

I can offer a financial overview to assess your individual needs and tailor an insurance package to your budget in order to protect yourself and your family from financial hardship should the worst happen.

Financial Advice in Bishops Stortford

At MyBump2Baby we are keen to connect our audience of growing families with financial advisors that we trust. We believe that financial planning is very important for families, regardless of whether our families are looking for mortgage advice, retirement planning, a financial adviser or wealth management, we want to point them in the right direction to a trusted adviser in the Bishops Stortford area and Zing Mortgages is our chosen business in this area.

Zing Mortgages is a trading style of Miura Financial Solutions Limited which is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. Miura Financial Solutions Limited is a company registered in England and Wales with company number 07248576. Registered Office: 601 London Rd, Southend-on-Sea, Westcliff-on-Sea SS0 9PE. The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

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• Insurance & protection
• Mortgages
• Financial planning