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Who are we?
It’s all in the name, at Crystal Clear Financial Planning we promise to understand the things that matter most to you. We offer transparent, personalised, and insightful advice that meets your specific needs.
Crystal Clear Financial Planning was set up in 2011. With many Large Corporate financial Companies pulling out of financial services we decided the time was right to set up a company built around the core values of principles and trust, where we could deliver customers an individually tailored service to the highest standards.
We understand our commitment to do our best for our customers. Whether that be providing mortgage advice, giving advice on various insurance types or offering insight into wills. Our goal is to always support and do our best for you and your family. We know that by working together, the decisions you make today will define and guide your lives for tomorrow.
Our friendly team can cover the whole of the UK, providing our specialist knowledge and a guiding hand on the decisions that matter the most to you. With advisers based in Derbyshire, Nottinghamshire, Leicestershire, Birmingham, & Surrey. Our team is constantly growing to make sure we can be the guiding hand through all your financial needs!🤝🏼
What financial planning services do we offer?
Our areas of expertise include-
🏡Mortgages
There is no need to traipse up and down the high street or spend hours on the internet looking for the right mortgage deal for you. Our mortgage service is designed to help save you time and money.
We know how stressful and confusing mortgages can be and that’s where we come in! As your local mortgage broker, we will do all the legwork for you by searching through hundreds of deals from a wide range of different lenders. We are not tied to any one lender, which means we can search the market and find a competitive mortgage for your needs. Whether that be a fixed rate, tracker, variable deals, we will help find you the right option and best rate that suits your financial circumstances.
We are here to guide and support you through every milestone, whether that be buying your first home, moving house, remortgaging or buying to let!
Your home may be repossessed if you do not keep up repayments on your mortgage
💼Protection & Insurance
We know insurance isn’t an easy subject to think about. After all, life is for living, not for worrying about what is around the corner. With our expertise in insurance and protection fields, we can help you find the best option for your needs without the confusion and hassle of doing it all on your own.
We are protection specialists, our job is to do the worrying for you and make sure that you’ve got the right cover in place. To give you peace of mind that you, your family and your home are protected against whatever happens in the future.
Working with the largest protection providers in the industry, our expert team will help you make those all-important decisions. We can search to find you the best policy that fits your needs and requirements, whether that be family protection, critical illness cover, income protection, life cover, home insurance, business insurance or landlord insurance. We will put a plan in place for you to ensure you have that important safety net, you can relax and put those fears to bed!
As with all insurance policies, conditions and exclusions will apply
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- Insurance & protection
- Pensions & retirement
- Mortgages
- Financial planning
- Investments
- Savings
- Business
Emma Day is offering a reduced fee of £199 for all NHS employees who are looking for a mortgage until the 1st May 2024!
The mortgage service includes:
• Initial financial consultation
• Affordability and credit research
• Pre-approval via a credit check with the chosen mortgage provider
• Whole of Market mortgage recommendation and explanation of the benefits
• Providing quotations for conveyancing services
• Submission of the full mortgage application
• Ongoing support throughout the process including liaising with the estate agent and solicitor
• Holistic review of all financial commitments
• Holistic review and recommendation of all insurance policies to ensure they meet your new financial obligations
• Sharing the excitement of completing on your new mortgage!!
This is a just a very small way of saying thank you, the job that the NHS staff do is beyond amazing and the staff are worth more than I could ever give back to them.
Usually for mortgage advice, I charge an upfront fee of £299 for our mortgage advice. A further fee may be payable up to a total maximum of £498 – depending on your circumstances. For NHS staff, it will be a flat fee of £199 upon proof of occupation. Your home may be repossessed if you do not keep up repayments on your mortgage.
