Financial Advisor in Plymouth Specialising in Family Protection

Clarity Mortgages are a team of Mortgage and Protection specialists, who provide independent expert advice to you when you need it most.

We are totally independent, meaning we do not act for any lender, product provider or network, therefore we can focus on finding the mortgage which works best for you. We also make sure that you and your property have the right protection policies in place.

Based in the South West of England with offices in Plymouth and Totnes, we are here to help with all your mortgage and protection needs. We really are best placed to give you the objective perspective you need when it comes to sourcing your mortgage or protection. We are duty-bound to put your interests first so you can trust us, absolutely, to recommend the products that are the most appropriate for your own individual needs.

Whether you’re a young family looking to get on the property ladder, would like a review of your existing mortgage deal, or would like to put protection in place to protect the things that matter most to you, get in contact to see how we could help.

Our Protection Services

Life Cover

Life cover will provide a fixed lump sum payment should you pass away within a specified period. A life cover policy will help to protect your family’s prosperity in the event of your passing.

Critical Illness

Critical illness insurance is an insurance policy that provides a lump sum payment if you are diagnosed with a serious illness that is specified within your policy.

Buildings and Contents Insurance

Clarity Mortgages can also help you to find the right buildings and contents policy that is ideally suited to your needs. Not all policies offer the same amount of cover, we’ll work with you to ensure that you have the right policy to protect your home.

Income Protection Insurance

Income protection insurance will provide you with a regular, monthly income if you are incapacitated and unable to work. This policy will provide a fixed percentage (typically 50-65%) of your usual monthly income, enabling you to meet your regular costs.

Accident Sickness and Unemployment (ASU)

A mortgage protection policy will provide you with the peace of mind knowing that you could repay your mortgage if you were unable to work through sickness or unemployment.

Our Mortgage Services

Residential Mortgages

If you’re looking at purchasing a new property, the chances are you’re going to need a mortgage. We can help you by arranging a mortgage that turns the dream of buying a new family home into a reality. From application to completion, we’ll be right by your side.

Remortgaging

Although you might not be interested in changing your property at this time, you might want to consider swapping your mortgage. That may be because you want to take some equity out of your home, or it may be just because you might be able to secure a better deal and save some money.

First Time Buyers

We’re here to help first-time buyers navigate your way through the myriad of mortgage options. As well as identifying the best deals available we will also advise you around which Government-backed schemes are open to you to help you take your first step on the property ladder.

Buy to Let

Whether you are buying your first investment property or you own a mature portfolio, we’ll be able to offer you the best advice to help you get a low-rate maximum lend deal. Our ability to access the whole market will allow us to find the deals that match your needs.

We can also arrange child investments with one of our in-house specialists.

Contact Us

Kelly Knight

Mortgage and Protection Consultant

Mobile: 079631003321    Email: [email protected]

Please do not hesitate to get in contact about any questions you may have.

About MyBump2Baby

My Bump2Baby work with dedicated independent financial advisers in many areas throughout the UK. These advisers provide the very best services for our families, helping with a range of things like:

• Pensions and retirement planning
• Financial Planning (wealth management)
• Asset Management
• Financial advice
• Mortgage advice
• Estate planning
• Savings
• Investment management
• And many more.

To see more of our specialists, visit this website link: https://www.mybump2baby.com/familysection/

Kelly Knight

• Insurance & protection
• Mortgages