I am a diploma qualified financial adviser working in and around the Yorkshire area.
With years of experience his main objective is to help people and families address their immediate needs and meet their long term financial goals.
I don’t use a one size fits all approach for financial planning but looks at where you are now, the plans and challenges ahead, and where you want to be in the future. To help you understand the truth about your financial situation.
Advice is provided on many areas of financial planning including protection needs including life cover, critical illness and income protection.
I offer a pension review service looking at various areas including personal pensions, annuities, SIPPs, pension transfers and flexible drawdown.
Investment advice is provided from the tax efficiency of ISAs to full portfolio planning including inheritance tax planning.
Straight forward, easy to understand advice around investment, protection and retirement planning have been his core principles.
The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.
Trusts are not regulated by the FCA.
Transferring out of a Final Salary scheme is unlikely to be in the best interests of most people.
The FCA does not regulate inheritance tax planning.
- Insurance & protection
- Pensions & retirement
- Financial planning
- Tax & trust planning
Kevin Sutcliffe DipFA / CeFA / MLIBF