Get a consultation
Financial advisor Sheffield
Mortgage and Family Protection in Sheffield
We are Troy, Della and Gordon – a family mortgage and protection company, with over 36 years industry experience, specialising in offering personal and tailored advise. We understand how complex these matters can be and we take the time and care to make sure you fully understand the ins and outs of the process.
Financial Advice in Sheffield
We are based in South Yorkshire and have an office on the Sheffield business park, on the Europa link (old Sheffield airport). We combine working from the office with working from home, remote appointments via zoom, and meeting clients face to face. It doesn’t matter where you are based – we can arrange an appointment to suit you.
What we do
Haven’t reviewed your protection in a while?
We specialise in this area.
How would your loved ones manage financially if the worst should happen?
It’s only natural to worry about what would happen to your partner or your family if you weren’t around anymore. But with life insurance you can take steps to make things easier for them if the worst ever did happen. We offer advice on what type of cover you should have to protection you and your family in a variety of different situations – protect what is important, your family!
Where we work:
We are based in South Yorkshire and have an office on the Sheffield business park, on the
Europa link (old Sheffield airport). We combine working from the office with working from home, remote appointments via zoom, and meeting clients face to face.
Mortgage advice and Life Insurance
How would your mortgage be paid if you died?
A mortgage is a big commitment. You don’t want your loved ones to have to worry about how they’re going to make the repayments if you’re not around. Even if you’re not earning a salary, your contribution to the household is still invaluable. How would your family cope and make ends meet without you?
With mortgage life insurance you’d know that the cover could help pay off the mortgage if you died during the length of the policy, so your loved ones might not have to think about selling up or downsizing.
Income Protection Benefit
How would you cover your monthly living costs if you were unable to work?
If you’re concerned about the financial effects of being out of work due to incapacity caused by an illness or injury, you could get cover to provide a monthly benefit while you recover. You’ve worked hard to get where you are. But just how secure is your lifestyle? If you can’t work due to incapacity due to injury or an illness that results in a loss of earnings, would you be able to cover your monthly living costs?
Although many people think ” It’ll never happen to me” , illnesses and accidents can happen to anybody. Statutory sick pay is only £92.05 a week for up to 28 weeks*, so unless that’s enough for you to live on, you’ d soon be drawing on your savings or struggling with the bills. The good news is, Income Protection Benefit can give you a safety net as it can pay out a tax-free monthly benefit until you’re well enough to get back to work, until your chosen retirement age or the end of the plan, if you do not recover. It could help look after your regular financial commitments such as bills, mortgage and your standard of living.
* correct as at July 2018.
Critical Illness Cover
A critical illness could happen to any one of us. If it does happen, Critical Illness Cover could help to minimise the financial impact on you and your loved ones. For example, if you needed to give up work to recover, the money could be used to help fund your mortgage or rent, everyday bills or even simple things like the weekly food shop – giving you and/or your family some peace of mind when you need it most.
Mortgage advice and Family protection with MyBump2Baby
At MyBump2Baby is is important that only recommend trusted financial advisers to our audience of growing families. We understand the importance of financial planning for families and new couples. Perhaps you are looking for mortgage advice in Sheffield and you are buying your first property or maybe you want to ensure your family is protected should the worst happen.
Mallard Mortgage is a trading name of Just Mortgages Direct Ltd, an appointed representative of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority. . Registered address: Colwyn House, Sheepen Place, Colchester, Essex CO3 3LD. Company number: 2412345 © Mallard Mortgages 2020Get a consultation
- Insurance & protection
CeMAP, CeSRE, DiPFA
If you recently had a baby we can offer a free no obligation protection review to make sure you and your family are protected in the worse case scenario’s