https://www.mybump2baby.com/wp-content/uploads/2020/08/Digby-Associates-.png 630 1200 Abi Sproston https://www.mybump2baby.com/wp-content/uploads/2020/02/Logo-300x81.png Abi Sproston2020-08-18 09:14:232020-08-18 09:14:23Mortgages Help in 2020
With many of us spending more time at home, now could be the perfect time to consider looking at your mortgage options. At times like these, with uncertainty around a lot of things, it’s a good idea to consider anything that may offer you more security and a better deal too. At MyBump2Baby, we feel proud that we are able to share information around mortgages, to support families as best we can. This article is written by Digby Associates. Our recommended Financial Advisors in Bristol.
At Digby Associates we have a dedicated mortgage team to look after you and all your needs.
We can work entirely remotely by phone, email and video conference allowing us all to remain safe and follow the government’s distancing guidelines. When we learn what the new normal will look like, this will allow us to work around everyone’s busy schedules more easily as well!
Mortgages we can help with at Digby Associates in Bristol
– Purchasing a property as a first time buyer.
– Next time buyers.
– Purchasing further properties for rental purposes.
– Purchasing a second home or holiday home.
– Re Mortgaging your residential property to get a better deal.
– Releasing funds for a number of reasons including home improvement, debt consolidation or providing a lump sum for your children.
– Equity release for over 55’s.
The housing market
In the current environment, the housing market has of course slowed down.
However, there are still options available to improve your current situation, whether buying a property or looking to re mortgage, we are happy to help you work through the options with advice on mortgage products, timescales, valuations and the legal work involved.
In addition to mortgages we also arrange the all important (and often undervalued!) insurances such as live cover, critical illness cover and income protection.
Now is the ideal time to sort things out
With many of us spending way more time at home, now could be the ideal time to sort out the things you’ve been meaning to address for some time. The Insurers are still taking new applications and prices remain competitive – policies can often be arranged and in place the same day providing near instant cover and peace of mind, affording you a sense of relief that your family and yourself will be protected against in a worst case scenario.
Get in contact with us
So, if you find yourself at home wondering about your mortgage, whether you are able to move house, whether you have adequate insurances and what will happen if you can’t work – we can help! Contact us for informal chat and we will be happy to talk through your options.
If you have young children or noisy pets, please don’t let this put you off – call anyway! We understand how difficult life at home can be at the moment as many of us are in the same boat!
We look forward to hearing from you soon,
The Digby Associates Mortgage Team
*Buy To Let mortgages are not regulated by the Financial Conduct Authority.
** Equity release will reduce the value of your estate and can affect your eligibility for means tested benefits.
***Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.