Entries by Crystal Clear Financial Planning

Not having life insurance comes at a cost

Death rates are still higher than pre-pandemic¹ levels, yet 48% of adults aged 18-40 do not have life insurance! This puts many in a precarious position, as the unfortunate reality is that the cost of dying is high.   Research has found that, in Great Britain, a premature death can cost the surviving family members […]

Review your 2024 resolutions

Have you managed to stick to your New Year resolutions? Undertaking a protection and mortgage review should be at the top of your financial to-do list for the coming year. But don’t worry if you haven’t tackled this task yet, just try to make it a priority in the coming months.   We’re keeping our […]

What to expect for housing in 2024

As 2024 begins in earnest, what can homeowners, sellers and prospective buyers expect in the new year? Falling house prices and uncertainty around mortgage rates made for a turbulent 2023. Will a new normal take shape in 2024? Or will changeability remain the only constant? Three key questions are on the tip of analysts’ tongues. […]

Don’t forget about insurance that auto renews

In 2022, people in the UK unknowingly spent half a billion pounds¹ on subscriptions that automatically renew. It can be easy to get caught out if companies make it difficult to cancel or fail to remind you that their service is due for renewal. Insurance could be one of these products that slip through the […]

Here for you in 2024 – come what may

As research(1) reveals that 45% of UK adults are losing sleep over money, we’re here to remind you of the value of professional advice. Counting cost-of-living sheep The squeeze on people’s finances caused by the cost-of-living crisis is understandably a key reason why people are struggling to get enough shut-eye. If you’re awake with worry, […]

Why life insurance is for everyone

Life insurance can be a crucial safety net for people at all life stages, but fewer than four in ten currently have a policy in place in the UK (1). If you are one of the 63% without life insurance, have you considered whether your loved ones would cope financially should the worst happen to […]

Don’t get caught out in the storm

It is no secret that the UK’s weather can be unpredictable and, at times, very unpleasant. With climate change making extreme weather ever more extreme, there is plenty more wild weather in store. How can you protect your home?🤷🏼‍♀️ Storms ahead! After three gales in February 2022, UK households made 170,000 insurance claims (1), with […]

What happens if I can’t pay my mortgage?

Throughout 2023, it’s estimated that 1.8 million fixed-rate mortgage deals will expire1. With mortgage rates at their highest in 15 years2, many of those who remortgage will see their repayments increase sharply. Understanding your options I am stressed and not sure what the best option is for me, what shall I do? You could get […]

Your mental health safety net

Life is busy and challenging. You can’t control everything, and you certainly don’t know what’s round the corner. The cost-of-living crisis has added a whole new layer of anxiety to everyday life, increasing financial pressure on us all. A Financial Conduct Authority study has highlighted that over half of adults in the UK are more […]